Payday Loan Resources
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What's a "Payday Loan"?
A Payday loan is a short term loan that's based entirely on
your source of income. With pay day loans, your job or source of income
is your credit. For this reason no credit check or credit
history is required. You simply provide who you are, what your
source of income is, and where you want the money deposited. |
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Payday
Loan Alternatives
Payday loans are best used to take care of a temporary
emergency need or cash flow crises. One alternative is a personal
loan. If you have fair or better credit you could borrow up
to $35000 with repayment terms of up to seven years. If your
credit is poor, and you know it, consider borrowing from friends
and family as an alternative. |
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How
do I Apply?
By using our online
payday loan application. |
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When
will I know if I'm approved?
In most cases, you'll know instantly. In a few instances you
will receive an email or call within one hour. You will always
be provided with instant notification of whether your loan is
approved, declined, or when to expect an email or call. |
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Is
there a credit check?
No **Typically lenders will not perform credit
checks with the three credit reporting bureaus: Experian, Equifax,
or Trans Union. Credit checks or consumer reports through
alternative providers may be obtained by some lenders. Typically,
these reports will not affect your credit score.
Apply
Now |
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Will
I need to fax anything?
Odds are no. No fax or faxing is required from more than 90% of
the loan sources in our network. |
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What
are the fees?
We Give Loans, Inc. does not charge a fee to consumers for using our services. There is no fee charged to apply by the lender either. Only in the event that you actually receive a loan from a lender will you incur a fee or interest charge. That amount will be clearly disclosed to you by your lender prior to obligating yourself to a loan. You will always know your exact fees before obligating yourself to a loan. |
